October 26, 2017
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Submitted by Michelle Young at Toptal
Authored by Alex Graham, Finance Expert for Toptal
Edited by Lynn Patra
Fintech 1.0 needs fintech 2.0 to arrive.
How have banks reacted to fintech?
There are four areas in which the financial industry can focus to improve their response to fintech.
What will the bank of the future be?
Banks Can Play the Fintech Game Too
Fintech, shortened from financial technology, is assumed to be a modern movement. Yet the use of technology to assist financial services is by no means a new phenomenon. Financial services is an industry that introduced credit cards in the 1950s, internet banking in the 1990s and, since the turn of the millennium, contactless payment technology. Yet, fintech’s place in the public conscience has really taken off in the past three years:
The takeoff of this term has come from startups—actors not within the inner circle of financial services, taking a more prominent role within the ecosystem. Three core trends have led to this movement emerging: Read more of this post
August 23, 2013
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innovation – 3 (Photo credit: nyoin)
One question telework advocates often entertain but can’t definitively answer is, “When will working anywhere and anytime gain more widespread acceptance?” Having researched this topic extensively, I’ve seen plenty of predictions that didn’t come to pass. Moreover, many are scratching their heads asking questions along the lines of, “Why hasn’t this happened already? We had the technological capability back in…” Yes, to a great extent, we are still working like it’s 1980. Furthermore, others muse that it will take a disaster of epic proportions (e.g., major natural disaster, pandemic, etc.) for the powers that be to change the way we work.
We know that new ideas and situations are scary to many, however I wanted to go beyond the scariness factor. Delving into factors that come into play with regard to coming up with a good, educated guess only opened up more issues to think about. Upon researching why it’s so difficult to predict if and when innovations gain acceptance, I came upon this wonderful explanation of factors which provided much fodder for thinking about the issue of resistance to telework. Excerpt: Read more of this post
December 17, 2012
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Julie Clow’s The Work Revolution: Freedom and Excellence for All is an engaging and practical guide written for organizational leaders and thinkers interested in the issue of optimizing organizational structure and culture to suit business needs in the Information Age. Towards the beginning of the book, she provides a comprehensive self-assessment quiz that covers various facets of the organization’s philosophy, the rules, leadership, team and coworkers, and the leader’s role. A chart is provided to record scores and the rating criteria is clear-cut, showing specific areas of strengths and weaknesses. The remainder of the book expands upon the subject matter covered in the quiz providing suggestions for improvement in the process. Read more of this post